Fxify Review 2026: An In-Depth Guide - Rules, Payouts, and Discount

Fxify Quick Overview

Fxify launched in 2023 and operates from Labuan, Malaysia. The firm provides account sizes from $5,000 to $100,000 across futures and crypto markets. Traders access MT5, DXTrade, and TradingView platforms.

Lune lists Fxify among 47+ firms in its prop firm directory and supports direct connections through Rithmic and ProjectX for futures traders. Review rules and apply codes such as FXIFY3 for 40% off select challenges.

Current Deals and Promo Codes

Fxify runs promotions that reduce evaluation fees. As of June 2026, traders can access a verified 40 percent discount on most one-step and two-step plans.

These offers change regularly. Review the latest terms on the firm site before purchase. The current code applies to Lightning and Classic programs from $5,000 to $100,000 accounts.

Lune tracks these codes automatically and updates them within hours of changes. Check back monthly or visit the Fxify review page for recent offers. June 15, 2026

What Is Fxify?

Company Background

Fxify launched in 2023 with headquarters in Labuan, Malaysia. The firm partners with broker FXPIG to provide funded accounts across futures and crypto markets. It supports account sizes from $5,000 to $100,000 and maintains a global reach of more than 250,000 active traders in 200 countries.

Traders access eight active challenge types. These range from one-step Lightning programs to two-phase Classic evaluations and instant funding options. Profit splits reach up to 100 percent on certain plans, with payouts processed on demand after the first funded trade or every 14 days. The firm reports more than $40 million paid out across 12,500 payouts, including a single largest payout of $117,000.

Recent data shows a Trustpilot rating of 4.4 out of 5 from over 6,000 reviews as of June 2026, with frequent praise for support speed and payout reliability.^[1] External analysts such as Traders Union rank Fxify at 8.26 out of 10 among U.S. prop firms.^[2]

Key Differentiators

Fxify stands out for its flexible rule set. Several programs allow news trading, weekend holding, and EA use without restrictions. Daily loss limits vary by plan, with some Lightning challenges showing no daily cap at all. This structure differs from the industry median, where most firms enforce a daily limit near 5 percent of account balance.

Payout timing also receives attention. On-demand processing can occur the same day a trader meets minimum thresholds, which is faster than the 30-day average reported across many competitors. The futures division adds monthly subscription pricing with activation fees on select accounts, giving traders predictable costs once funded.

Consistency rules appear in multiple plans at 10 to 40 percent, requiring steady performance rather than single large wins. This approach helps filter traders who can maintain funded accounts long term.

How Fxify Works in 2026

Fxify runs a clear two-phase model that moves traders from evaluation to funded accounts. The process centers on meeting specific profit targets while staying inside drawdown rules.

Evaluation Process

1. Sign up on the Fxify site and select a challenge size from $5,000 to $100,000.
2. Pay the one-time fee. The Lightning 5K plan costs $59 and requires a 5 percent profit target.
3. Trade for the minimum number of days. The Lightning plan needs at least seven trading days.
4. Hit the profit target without breaching the max loss limit. The Lightning plan sets this at zero static drawdown.
5. Submit for review. Fxify checks your trades against the consistency rule where applicable.

A sample journey with the $5,000 Lightning plan looks like this. You pay $59 and start trading. Over eight days you reach a $250 profit (exactly 5 percent). Your account shows no drawdown beyond the zero limit. Fxify approves the account and moves you to funded status.

Funded Account Phase

Once funded, traders keep 80 to 100 percent of profits depending on the plan. The Two Phase Classic 5K plan pays 100 percent. Payouts start after the first live trade and process every 14 days with a $50 minimum.

The $50,000 FXIFY Futures Standard plan charges $89 monthly plus a $125 activation fee. It sets a $3,000 profit target, $1,000 daily loss limit, and $2,000 end-of-day trailing drawdown. You must also follow a 30 percent consistency rule across challenge and live phases.

Fxify supports futures accounts through its separate futures program. Traders can compare these rules and current promo codes on Lune's prop firm directory before choosing a plan.

Fxify Account Options and Pricing

The Two Phase Classic 5K plan stands out for price-to-account ratio at just under $8 per thousand dollars of buying power. Instant Funding options remove evaluation risk but carry higher upfront costs and stricter consistency rules on some plans.

Traders should match program type to their experience level. Smaller accounts with short minimum trading days suit beginners testing consistency rules, while larger futures programs require careful drawdown tracking over monthly billing cycles.

Lune's prop firm comparison platform indexes real challenge data across 47 firms including Fxify so you can run side-by-side calculations before committing funds.

Rules of the Fxify Program

Fxify runs multiple challenge types with clear but varying parameters. Traders must understand the differences to match their style and avoid breaches.

Trading Rules

Minimum trading days range from zero in instant funding plans to seven in Lightning and Crypto Instant programs. Most two-step challenges require four days. Scalping is explicitly allowed across all offerings.

News trading, weekend holding, and overnight positions face no stated restrictions. This flexibility suits active futures and crypto traders who prefer to hold through events or sessions.

Allowed instruments focus on futures and crypto depending on the program chosen. The futures side includes standard CME contracts with monthly fees on some plans.

Risk Management Rules

Daily loss limits appear in several plans at 3 percent or 4 percent of account size. Max drawdown ranges from static zero in instant options to 5 percent static or trailing 6 percent in others.

Consistency rules apply in most programs at 10 percent to 40 percent depending on the challenge phase. These caps limit how much profit can come from single trades or days.

Profit splits reach 80 percent to 100 percent once funded, with payouts processed on demand or every 14 days after the first live trade.

Lune's risk management tools connect to over 100 prop firms including Fxify programs. You can configure per-account guardrails that align exactly with these drawdown and consistency thresholds.

Payout Structure and Profit Sharing

Fxify structures payouts around profit splits that range from 80 percent to 100 percent depending on the plan. Most futures challenges pay 80 percent or 90 percent to the trader, while several evaluation accounts reach 100 percent after the first live trade.

Payout frequency sits at 14 days for most active accounts, with some two-phase plans offering a choice of 14 or 30 days. Minimum payout thresholds start at $50 on smaller accounts and rise to $100 on the $50,000 and $100,000 futures programs.

First payouts often clear on demand once a trader completes the initial funded trade. The firm states average processing times near eight hours when requests meet the threshold.

Consider a concrete case. If you generate $3,000 in profit on the $50,000 FXIFY Futures Standard account at an 80 percent split, your share equals $2,400. The remaining $600 stays with the firm.

Traders report reliable processing through Trustpilot feedback, though timing can vary with volume.^[1] For side-by-side payout comparisons across 47 firms, Lune's prop firm directory provides updated rule data and exclusive codes.