Funded Trading Plus Review 2026: An In-Depth Guide - Rules, Payouts, and Discount

Funded Trading Plus 2026 Review: Instant Funding and Evaluation Programs Compared

Funded Trading Plus offers a range of instant funding and multi-step evaluation programs designed for forex traders seeking flexible rules and early payout access. The firm has distributed more than $19.5 million in rewards since 2021 while maintaining an 80 percent profit split on most plans.

Quick Overview of Funded Trading Plus

Traders evaluating Funded Trading Plus alongside other options can filter rules and pricing across 47 firms in the Lune prop firm directory.

Current Deals and Promo Codes for 2026

Funded Trading Plus lists no active promo codes for its Instant Funding, 1-Step Express, or 2-Step Classic programs at this time. The Activation Accounts option lets traders begin any challenge for a $4 entry fee, with the balance due only after passing. This lowers initial risk for account sizes from $5,000 to $200,000.

Check the full comparison page regularly for updates on terms and pricing.

What Is Funded Trading Plus?

Company Background

Funded Trading Plus launched in 2013 as an extension of Trade Room Plus. The firm is based in the UK and provides simulated funded accounts focused on forex trading. Account sizes range from $5,000 to $200,000 across instant, one-step, and two-step programs. Supported platforms include MT5, cTrader, Match-Trader, and DXtrade.

The firm reports $19.5 million in total trader rewards paid since 2021, more than 60,000 active traders, and 211,000 accounts issued across 180 countries.^[3] Trustpilot scores range from 4.4 to 4.7 out of 5 based on over 2,600 reviews.

Key Differentiators

Funded Trading Plus emphasizes flexible evaluation structures. Most programs have no time limits and allow scaling up to $2.5 million, with profit splits at 80 percent standard and up to 100 percent on select plans. The Activation program, introduced in September 2026, lets traders start with a $4 fee and pay the remainder only after passing. For a $100,000 account, the post-pass activation fee equals $489.

Consistency rules limit any single day to 35 percent of profits during evaluation and 50 percent once funded on classic programs. The firm enforces strict copy trading bans and processes day-zero payouts on instant funding options, shifting to every seven or ten days thereafter.

How Funded Trading Plus Works in 2026

Funded Trading Plus follows a straightforward sequence from signup to funded status across three program types: Instant Funding, 1-Step Express, and 2-Step Classic. Each sets specific profit targets and risk limits.

Evaluation Process

1. Visit the Funded Trading Plus site, select an account size from $5,000 to $200,000, and choose a program. The 10K 2-Step Classic carries an $89 one-time fee.
2. Receive login details for the evaluation account on MT5 or cTrader. Trade without a time limit on most plans.
3. Reach the profit target while staying within the daily loss limit and max drawdown. The 10K 2-Step Classic requires a 7 percent profit target, 4 percent daily loss limit, and 8 percent static max loss.
4. Complete both steps on multi-phase programs. No minimum trading days apply, though the 35 percent consistency rule limits single-day contributions during evaluation.

Funded Account Phase

After passing, the firm issues a simulated funded account. Traders keep an 80 percent profit split with payouts every 10 days once the account shows at least 1 percent growth. The same drawdown rules remain in force.

Consider a $10,000 2-Step Classic example. In step one the trader must capture a 7 percent gain ($700) without exceeding the $400 daily loss or $800 max drawdown. The same targets repeat in step two. Once funded, the account moves to live simulated trading with the 8 percent static drawdown cap and no further profit target. Payout requests can begin after the first 1 percent gain on the funded stage.

Traders who value integrated risk controls across multiple funded accounts often compare options on the Lune prop firm directory before committing.

Funded Trading Plus Account Options and Pricing

Funded Trading Plus structures its offerings around three main program types. Each comes with fixed rules on drawdown, 80 percent profit splits, and one-time fees that scale with account size.

The 10K 1-Step Express stands out for price-to-size value at roughly $9.90 per thousand dollars of account size. Instant programs carry higher upfront costs but remove evaluation steps entirely.

Traders comparing these options across multiple firms can use the Lune prop firm directory to filter by drawdown rules, payout speed, and platform support in one view. Always verify current terms directly on the Funded Trading Plus site before purchase, as rules can shift.

Rules of the Funded Trading Plus Program

Trading Rules

Funded Trading Plus offers multiple program types including instant funding, 1-step express, and 2-step classic challenges. Most evaluations carry no time limits, allowing traders to progress at their own pace across account sizes from $5,000 to $200,000.

Profit targets range from 7 percent to 10 percent depending on the challenge. Minimum trading days sit at zero for nearly all plans. Scalping receives explicit approval, and consistency rules apply in several programs at a 35 percent limit during evaluation phases and 50 percent once funded.

News trading rules remain unspecified across plans, and overnight or weekend holding details are not listed in the standard terms. Payouts begin as early as day zero on instant programs, then recur every 7 or 10 days with a $50 minimum.

Risk Management Rules

Daily loss limits typically fall between 4 percent and 6 percent. Maximum drawdown ranges from 6 percent trailing on instant accounts to 8 percent static on classic 2-step plans. These limits reset daily on most programs and trail only on select instant funding options.

The firm maintains a no monthly fee policy and reports an 80 percent profit split on most challenges. Consistency rule enforcement stays active on 2-step and express programs, with automated monitoring that can flag accounts for review.

These parameters align with the firm's 13-year operating history and 4.5/5 Trustpilot rating from over 2,600 reviews.^[6] Always verify the latest rule set on the official site before purchasing a challenge.

Payout Structure and Profit Sharing

Funded Trading Plus structures payouts around an 80 percent profit split on most programs, with some scaling options reaching higher percentages. Payout frequency starts on day zero for instant funding accounts and then runs every seven days. The 2-step classic programs pay every 10 days once the trader meets eligibility.

Here is a concrete example. If you generate $2,500 in profit on a $50,000 2-step classic account with the standard 80 percent split, your payout equals $2,000. The remaining $500 stays with the firm.

Consistency rules apply during evaluation on the 2-step programs, capping profit concentration at 35 percent per trade in some cases. Funded stages tighten this to 50 percent. Traders must track these limits carefully to avoid delays.

Compare funded trading plus payouts directly on the directory.