Funded Trading Plus Evaluation 2026: Challenge Process, Targets & How to Pass

Funded Trading Plus Evaluation in 2026 at a Glance

Funded Trading Plus Evaluation programs give traders access to simulated funded accounts through instant funding, 1-step, and 2-step challenges. These options suit different experience levels and risk preferences.

The firm provides no time limits on most evaluations and zero minimum trading days. This structure supports traders who want flexibility without pressure to meet daily activity quotas.

For a complete breakdown of rules, payouts, and scaling plans, see the full Funded Trading Plus in-depth guide on Lune.

Lune's prop firm comparison platform lists all 15 current Funded Trading Plus challenges with live pricing and rule updates. Traders can filter by account size, drawdown type, and profit split to match their goals.

Challenge Phases and Structure

Funded Trading Plus runs three main program types: instant funding, 1-step Express, and 2-step Classic. Each follows a clear progression from signup to evaluation and then to a funded account. The structure stays consistent across account sizes from $5,000 to $200,000, with no time limits on most evaluations.

1. Sign up and account selection. Traders pick a program type, account size, and pay the one-time fee. Instant funding accounts activate immediately with no evaluation required.
2. Evaluation phase(s). 1-step programs require one phase with a 10% profit target, 4% daily loss limit, and 6% trailing drawdown. 2-step programs add a second phase, each with a 7% profit target, 4% daily loss limit, and 8% static max loss. No minimum trading days apply in any phase.
3. Funded account transition. After hitting targets, traders move to a simulated funded account. Daily loss limits and drawdown rules remain the same or tighten slightly. Payouts begin after the first active trading day with a $50 minimum, then repeat every 7 or 10 days at an 80% profit split.

The main changes from evaluation to funded include immediate payout eligibility and access to real rewards. Consistency rules cap at 35% during evaluation and rise to 50% once funded in 2-step plans.

Over 211,000 accounts have been issued under this structure, with $19.5 million paid out to traders since 2021.^[1] The process rewards disciplined execution more than speed.

Profit Targets and Requirements by Account Size

Funded Trading Plus structures its challenges around clear profit targets and risk limits that scale with account size. These rules stay consistent across most programs, but the exact numbers change based on whether you choose an instant funding, 1-step, or 2-step path.

Traders should review each option against their account balance and risk tolerance before starting. The firm lists 15 active challenges ranging from $5,000 to $200,000.

Profit Targets

Instant funding plans carry no profit target because you receive a simulated funded account immediately. One-step and two-step evaluations require you to hit a set percentage before advancing.

Daily loss limits sit between 4% and 6% across all sizes. Maximum drawdown ranges from 6% trailing on instant and one-step plans to 8% static on two-step plans.

Time Limits and Minimum Trading Days

None of the Funded Trading Plus challenges impose a maximum time limit. You can trade at your own pace without pressure to finish within a set number of days.

Minimum trading days stand at zero for every plan listed. This gives new traders flexibility while still requiring them to meet the profit and drawdown rules.

Lune's prop firm directory updates these parameters automatically when Funded Trading Plus changes rules, so you always see the current version before you pay.

Consistency rules appear only on 2-step plans (35% in evaluation, 50% once funded). Instant and 1-step plans skip this requirement entirely.

Funded Trading Plus Challenge Cost and Account Options

Funded Trading Plus structures its pricing around account size and program type. Costs range from one-time fees of $89 for smaller evaluations to several thousand dollars for larger instant funding accounts.

Most plans charge a single upfront fee with no monthly renewals. This covers the full evaluation period and any simulated funded stage access.

Traders often compare the price-to-size ratio when selecting an account. Smaller 1-step options tend to offer the strongest value for those testing the platform.

The $10,000 1-Step Express plan stands out for best value. It delivers a 10% profit target at roughly $0.01 per dollar of buying power. In our analysis of 15 plans, this option provides the lowest cost per unit of simulated capital among 1-step programs.

Lune's prop firm directory updates these prices automatically and compares them against 47 other firms so you can verify the current best fit before purchase. See related guides on Apex Trader Funding rules and Topstep payouts for broader context.

How to Pass the Funded Trading Plus Evaluation

Funded Trading Plus evaluations reward disciplined risk management over aggressive profit chasing. Most programs set a 4% daily loss limit and 6% trailing drawdown on 1-step plans, with some 2-step options using a 35% consistency rule during evaluation. Hitting the profit target without breaching these limits requires a clear plan before you start trading.

Position Sizing Based on Drawdown

Start by calculating your maximum risk per trade against the daily loss limit. With a $100,000 account and a 4% daily cap, you can lose no more than $4,000 in one day. Limit each trade to 0.5-1% of account equity. This leaves room for multiple small losses without triggering the daily breach. Scale position size down further on news days when volatility spikes.

Set Realistic Daily Goals

Target 0.5-1% profit per trading day rather than rushing toward the 7-10% evaluation goal. This pace respects the consistency rule on 2-step plans and reduces the chance of large drawdowns. Track your equity curve daily. If you reach 1.5% early, step away to protect gains and avoid overtrading.

Use a trading journal that syncs automatically to your accounts. Review each session for pattern mistakes before the next trading day begins.