FundingPips Evaluation at a Glance
FundingPips Evaluation 2026 gives traders access to funded accounts through three main models: 1-step, 2-step, and instant funding. The firm supports account sizes from $5,000 to $200,000 with profit splits reaching 95 percent on select plans.
Key rules stay consistent across challenges. Most require just three minimum trading days. Drawdown limits range from 1 percent to 20 percent, while daily loss caps sit between 0 percent and 6 percent. No time limits apply on standard evaluations.
| Feature | Details |
|---|---|
| Challenge Models | 1-step, 2-step, Instant (Zero) |
| Profit Targets | 1-20% (model and size dependent) |
| Daily Loss Limit | 0-6% |
| Max Drawdown | 1-20% (static or trailing) |
| Min Trading Days | 1-7 |
| Starting Price | $29 for $5K accounts |
Compare these options side by side on the Lune prop firm directory before choosing a plan.[1][2]
Challenge Phases & Structure
FundingPips offers four main evaluation models as of June 2026: standard 2-step, 1-step, 2-step Pro, and instant funding through the Zero program. Each model follows a clear progression from sign-up to funded status, but the number of evaluation phases and rule strictness vary by choice.
Here is the typical flow across all models:
- Sign up and select a plan. Create an account on the FundingPips platform and choose your account size (from $5,000 to $200,000) plus your preferred model. Fees start at $29 for the smallest 2-step Pro accounts.
- Complete the evaluation phase or phases. Trade under the stated profit targets, daily loss limits, and max drawdown rules. Most challenges require a minimum of three trading days. The 2-step model adds a second phase with adjusted targets, while 1-step and Zero models use a single phase.
- Pass verification and receive funding. Once targets are met without rule breaches, the firm moves you to a funded account. Profit splits begin at 80 percent on Pro models and reach 90 percent on standard models, with 95 percent available on Zero accounts.
The main differences between evaluation and funded phases involve drawdown type and payout access. Evaluation accounts often use static drawdown, while some funded Zero accounts switch to trailing drawdown. Payout eligibility also changes: funded traders can request weekly, bi-weekly, monthly, or on-demand rewards once consistency scores are satisfied.
Traders can compare all 22 active FundingPips challenges side-by-side on the Lune prop firm directory to match rules with their risk tolerance and trading style.
Profit Targets & Requirements by Account Size
FundingPips structures its evaluations around clear profit targets, drawdown limits, and minimum trading activity. These rules vary by model and account size, so traders must match their style to the right plan. The data below comes directly from the firm's current challenge offerings as of June 2026.
Profit Targets
Profit targets scale with account size and model type. One-step challenges often carry higher targets, while two-step models split requirements across phases. Instant funding options remove profit targets entirely but tighten drawdown rules instead.
| Model | Account Size | Profit Target | Daily Loss | Max Drawdown | Min Days | Split | Price |
|---|---|---|---|---|---|---|---|
| 2 Step | $5,000 | 1%, 1% | 1% | 1% static | 3 | 90% | $36 |
| 2 Step Pro | $5,000 | 1% | 0% | 1% static | 1 | 80% | $29 |
| 1 Step | $5,000 | 1% | 0% | 1% static | 3 | 90% | $59 |
| FundingPips Zero | $5,000 | None | 0% | 1% trailing | 7 | 95% | $69 |
| 2 Step | $10,000 | 2%, 2% | 1% | 2% static | 3 | 90% | $66 |
| 2 Step Pro | $10,000 | 1% | 1% | 1% static | 1 | 80% | $55 |
| 1 Step | $10,000 | 2% | 1% | 1% static | 3 | 90% | $99 |
| FundingPips Zero | $10,000 | None | 1% | 1% trailing | 7 | 95% | $99 |
| 2 Step | $25,000 | 4%, 5% | 3% | 5% static | 3 | 90% | $156 |
| 2 Step Pro | $25,000 | 3% | 2% | 3% static | 1 | 80% | $109 |
| 1 Step | $25,000 | 5% | 2% | 3% static | 3 | 90% | $199 |
| FundingPips Zero | $25,000 | None | 2% | 3% trailing | 7 | 95% | $199 |
| 2 Step | $50,000 | 8%, 10% | 5% | 10% static | 3 | 90% | $289 |
| 2 Step Pro | $50,000 | 6% | 3% | 6% static | 1 | 80% | $219 |
| 1 Step | $50,000 | 10% | 3% | 6% static | 3 | 90% | $319 |
| FundingPips Zero | $50,000 | None | 3% | 5% trailing | 7 | 95% | $299 |
| 2 Step | $100,000 | 16%, 20% | 10% | 20% static | 3 | 90% | $529 |
| 2 Step Pro | $100,000 | 12% | 6% | 12% static | 1 | 80% | $399 |
| 1 Step | $100,000 | 20% | 6% | 12% static | 3 | 90% | $555 |
| FundingPips Zero | $100,000 | None | 6% | 10% trailing | 7 | 95% | $499 |
| 2 Step Pro | $200,000 | 24% | 12% | 24% static | 1 | 80% | $798 |
| FundingPips Zero | $200,000 | None | 12% | 20% trailing | 7 | 95% | $998 |
Time Limits & Minimum Trading Days
Most FundingPips challenges carry no overall time limit, giving traders flexibility to reach targets at their own pace. Minimum trading days range from 1 day in Pro models to 7 days in the Zero instant program. This design suits both quick scalpers and methodical swing traders.
Consistency rules appear in certain reward cycles, such as a 35% score for on-demand payouts or daily rewards. Traders who plan to request frequent payouts should review these thresholds before purchase. Lune's prop firm comparison tool helps match these exact rules to your risk settings in a single dashboard.
FundingPips Challenge Cost & Account Options
FundingPips offers 22 challenge models across account sizes from $5,000 to $200,000. Prices range from $29 for the smallest 2 Step Pro account to $998 for the largest Zero instant funding option.
Each program uses a one-time fee with no monthly charges. The firm supports 1-step, 2-step, 2-step Pro, and Zero instant models. Profit splits reach 90 percent on most plans and 95 percent on Zero accounts.
| Model | Account Size | Price | Profit Target | Daily Loss | Max Drawdown |
|---|---|---|---|---|---|
| 2 Step Pro | $5,000 | $29 | 1% | 0% | 1% static |
| 2 Step | $10,000 | $66 | 2%,2% | 1% | 2% static |
| 1 Step | $25,000 | $199 | 5% | 2% | 3% static |
| 2 Step Pro | $50,000 | $219 | 6% | 3% | 6% static |
| Zero | $100,000 | $499 | None | 6% | 10% trailing |
| 2 Step Pro | $200,000 | $798 | 24% | 12% | 24% static |
Traders can compare these fees against their risk tolerance and trading style before selecting a model.
The best value appears in the 2 Step Pro $5K plan at $29. It delivers the lowest cost per thousand dollars of account size among listed options.
Lune's prop firm directory helps traders cross-reference these costs with 47 other firms using up-to-date rule data and side-by-side comparisons.
How to Pass the FundingPips Evaluation
Passing a FundingPips challenge requires strict adherence to the firm's drawdown rules while hitting profit targets. The most common models use a 5 percent daily loss limit and 10 percent maximum loss on a $50,000 account. This means your account can lose no more than $2,500 in a single day and $5,000 overall.
Position Sizing Based on Drawdown Limits
Calculate your maximum risk per trade at 0.5 percent to 1 percent of the account balance. On a $50,000 evaluation, that equals $250 to $500 per trade. This buffer protects you from hitting the $2,500 daily limit during normal market noise or slippage.
Use a fixed fractional approach. Reduce position size if you approach 50 percent of your daily loss allowance. Many traders fail by increasing size after early wins, which quickly breaches the static drawdown on models like the 2 Step Model.
Set Realistic Daily Targets
Aim for 0.5 percent to 1 percent profit per trading day rather than rushing the 8 percent or 10 percent profit target. At one percent daily, you reach an 8 percent target in roughly eight trading days while staying well under consistency thresholds that apply to some reward cycles.
Track your trades in a journal that logs entry size, risk taken, and outcome. This data reveals patterns that cause drawdown breaches before they happen.
Focus first on capital preservation. Profit targets become reachable only after you master the daily loss and maximum drawdown constraints.
- Size positions to 0.5-1 percent risk per trade relative to the 5 percent daily drawdown on most models.
- Target 0.5-1 percent daily profit instead of sprinting for the full target to stay under consistency rules.
- Monitor consistency scores on Pro and Zero models to protect payout eligibility across reward cycles.
- Use automated risk tools that enforce limits across multiple accounts for consistent compliance.
- Compare all 22 FundingPips models on Lune before purchase to align rules with your trading style.
Compare all FundingPips models side by side on the Lune prop firm directory before choosing your challenge. For futures prop firm traders seeking integrated risk management and execution tools, Lune connects to 100+ futures prop firms with 5-10ms execution speeds and no VPS requirement.
Sources
- 1
- 2Customer Service Reviews of fundingpips.comtrustpilot.com
- 3
- 4FundingPips Prop Firm Reviews and Challengespropfirmmatch.com
- 5
- 6Funding Pips Prop Firm: 2026 Review & Better Alternativeblueberryfunded.com
- 7FundingPips – Detailed Prop Firm Reviewmyfxbook.com
- 8FundingPips Review 2026: Payout Proof, Rules & Discountthepropjournalist.com
Lune Research & Editorial Team
The Lune Editorial team covers futures trading, prop firm evaluations, automation, and the trading-tooling landscape. Every post is researched against primary sources, real platform data, and Lune's own infrastructure benchmarks.
Published: June 28, 2026
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