TradeDay Rules and Payouts 2026: Complete Guide

Evaluation Rules in 2026

TradeDay uses a single-rule evaluation centered on trailing drawdown. This design reduces the number of ways traders can fail compared with firms that layer daily loss limits on top of drawdown rules. All figures below reflect the Quick Pay program as of June 2026.

Profit Targets by Account Size

Drawdown Rules

The trailing drawdown begins at the starting balance and rises only with new equity highs. It never moves lower. A breach happens the moment equity drops below the current floor. Because no daily loss limit exists, traders avoid the second failure point common at many other futures prop firms.

Minimum Trading Days and Consistency

Traders must complete at least five trading days. During evaluation the consistency rule caps any single day at 30 percent of the total profit target. Both requirements end once the account reaches funded status.

TradeDay stands out for trader-friendly rules with only one failure condition (max drawdown breach) and fast payouts with no buffers.

Trading Rules and Restrictions

TradeDay keeps its rule set simple. Traders face one main failure condition: breaching the trailing max drawdown. This design removes daily loss limits and focuses discipline on overall account protection.

Allowed Instruments and Consistency Impact

TradeDay supports futures contracts on CME and other major exchanges. Scalping is permitted. The consistency rule requires no single day to exceed 30 percent of total profits during the evaluation phase only.

Practical Impact: Scalpers can execute many small trades without daily caps. Day traders who rely on one large winner per session must spread profits across multiple days to stay compliant.

News Trading Policy

High-impact Tier 1 news events trigger an automatic close of open positions before the release. This prevents slippage on events such as FOMC or NFP reports. The policy applies during both evaluation and funded stages.

Practical Impact: News traders must exit early or avoid holding through events. Scalpers who trade around news should set alerts to flatten positions 15 minutes before scheduled releases.

Weekend and Overnight Holding

Accounts are restricted to intraday trading. Positions must be closed by the end of each session. Weekend and overnight holding are not allowed on any challenge type.

Practical Impact: Scalpers and day traders operate without conflict. Swing traders must adjust to close all trades before the session ends or select a different firm.

Payout Rules and Schedule

TradeDay structures payouts around an 80/20 profit split that favors traders. This model applies across all funded accounts once you complete the evaluation phase.

Profit Split and Frequency

Traders keep 80 percent of profits on funded accounts. Quick Pay accounts allow daily payouts after the first eligible day. Payouts process in under 24 hours when requested through the platform dashboard.

Minimum Payout and First Eligibility

The minimum payout amount is $250. Funded traders on Quick Pay plans become eligible for their first payout one day after passing the evaluation.

Consistency rules apply only during evaluation and do not affect funded payouts. Traders comparing options can review TradeDay alongside dozens of other firms on Lune's prop firm directory for current rules and exclusive codes.

Account Scaling and Progression

TradeDay structures progression around a simple path from evaluation to funded status. Traders begin with an Intraday evaluation account sized at $50,000, $100,000, or $150,000. Each plan carries one main rule: a trailing max drawdown of $2,000, $3,000, or $4,500 respectively.

1. Complete the evaluation by hitting the profit target while staying under the trailing drawdown. Quick Pay plans require at least five trading days and a 30 percent consistency rule.
2. Pass the evaluation and move to Funded Sim status. The consistency rule disappears and payout speed improves.
3. Request a payout after reaching the minimum threshold. Quick Pay accounts allow the first withdrawal one day after funding, with a $250 minimum.
4. Scale by adding more accounts. TradeDay permits up to six evaluation or funded accounts per trader.

Traders who manage multiple accounts often start with one $50,000 plan at roughly $43.75 per month after the TDNEW 30 percent discount, then add a second account only after the first reaches consistent payouts.

Lune's prop firm comparison tool tracks these exact milestones across TradeDay and 46 other futures firms so you can map account limits and payout timelines in one view.

Tips to Stay Within the Rules

TradeDay keeps rules simple with one main failure point: the trailing max drawdown. Yet traders still fail evaluations because they repeat the same avoidable errors. Here are the patterns we see most often and exactly how to dodge them.

Common Mistakes Traders Make

• Putting 35 percent of total profits into a single day during the Quick Pay evaluation. This violates the 30 percent consistency rule even if the account stays under drawdown. Spread wins across at least five trading days instead.
• Holding positions through Tier 1 news events. TradeDay auto-closes trades before these releases. Ignoring the schedule turns a funded account into an instant breach.
• Scaling position size too aggressively on the first funded day. The trailing drawdown starts at the highest equity point, so one oversized loss can wipe out the entire buffer on a 50k account.
• Skipping the minimum trading days on Quick Pay plans. You need five days minimum before any payout request. Rushing this step delays your first withdrawal.