Nordic Funder Rules and Payouts 2026: Complete Guide

Nordic Funder Rules 2026: Drawdown, Profit Targets, and Trading Restrictions

Nordic Funder rules 2026 focus on static and trailing drawdown limits paired with clear profit targets across 18 active challenges. The firm operates on forex, crypto, and equities tracks with no minimum trading days required in any program. As of September 2026, all listed challenges maintain consistent parameters that reward disciplined position sizing rather than aggressive scaling.

Evaluation Rules in 2026

Nordic Funder structures evaluations around three program types. Each type sets profit targets, drawdown limits, and trading day requirements that remained stable through mid-2026. The emphasis on static drawdown in most tracks reduces the risk of sudden breaches during profit runs.

Profit Targets by Account Size

Profit targets scale directly with account size and program stage. One-step programs require a single 10 percent target. Two-step and three-step programs split targets across phases at 5 percent or 10 percent per stage. For a $50,000 three-step account, each 5 percent stage equals exactly $2,500 in required profit while the 5 percent static drawdown allows only $2,500 total loss from the starting balance.

Drawdown Rules

Drawdown rules vary by track. Static maximum drawdown stays fixed from the starting balance on eight of nine programs. The FX One-Step track uses 6 percent trailing drawdown. Daily loss limits sit at 5 percent for most programs and 4 percent on select smaller accounts. Static rules can lock after profit withdrawals, so traders must leave sufficient buffer before requesting payouts.

Minimum Trading Days

All listed challenges require zero minimum trading days. Inactivity rules still apply: 30 days on staged FX programs and 14 days on crypto or equities tracks. Traders must remain active to avoid account closure.

Worked Example: Hitting Targets Within Limits

Consider a trader on the $50,000 three-step program. Starting balance is $50,000. Phase one requires $2,500 profit (5 percent) while staying above $47,500. The trader reaches $52,400 after several small wins. Phase two repeats the same math on the new balance. At each step the 5 percent daily loss limit caps single-day drops at $2,500. By keeping risk per trade under 1 percent, the trader clears all three phases without breaching drawdown.

Traders comparing these exact parameters across firms can use Lune's prop firm directory to match rules to their style before purchasing.

Trading Rules & Restrictions

Allowed Instruments

Nordic Funder focuses on forex and CFDs. The firm explicitly allows scalping. Traders can use EAs and automated strategies without restriction. Scalpers benefit from the freedom to execute frequent small trades on major pairs while swing traders gain flexibility to hold positions across multiple sessions.

News Trading Policy

The firm does not impose news trading restrictions across all 18 challenge tracks. News traders can enter positions around high-impact events without automatic disqualification.

Weekend & Overnight Holding

Nordic Funder leaves weekend and overnight holding policies unspecified in its current documentation. Inactivity rules apply instead, with 30-day limits on staged FX tracks. Swing traders who hold positions over weekends must monitor for potential gaps.

Position Limits

Position size rules tie directly to account drawdown limits. FX One-Step tracks use 6 percent trailing max drawdown with 5 percent daily loss measured on end-of-day balance. FX Three-Step tracks use 5 percent static max drawdown with 5 percent daily loss. Scalpers on smaller accounts can take multiple micro positions without breaching static limits.

Payout Rules & Schedule

Nordic Funder pays traders an 80 percent profit split on all funded accounts. This rate applies across every challenge size and step count. Traders keep the remaining share after the firm takes its 20 percent cut. An optional upgrade raises the trader share to 90 percent for an added 15 percent fee on the original challenge price.

Payout Frequency

First payouts release immediately after a trader meets all profit targets and passes the evaluation. Subsequent payouts follow a rolling 14-day cycle. This schedule lets traders request withdrawals every two weeks once the account is live.

Consider this timeline for a trader who passes on Day 1: Day 1 marks evaluation completion and funding. Day 1 also allows the first payout request. Day 15 brings the next eligible withdrawal under the rolling schedule. Traders who use integrated tools such as Lune's Trading Journal can connect accounts to log each payout automatically and track net performance across multiple Nordic Funder evaluations.^[7] Always confirm the latest terms directly on the firm site before funding.

Account Scaling & Progression

Nordic Funder structures progression through its staged programs and instant funding tracks. Traders move from evaluation challenges into funded accounts once they meet the profit targets and stay within drawdown limits.

Program Types and Milestones

1. One-stage programs require a single 10 percent profit target with 5 percent daily loss and 6 percent trailing drawdown on most FX tracks. Passing unlocks an 80 percent profit split immediately.
2. Two-stage programs split targets at 10 percent then 5 percent, using 4 percent daily loss and 8 percent static drawdown. This path suits traders who prefer lower per-phase pressure.
3. Three-stage programs use 5 percent targets across all phases with 5 percent daily loss and 5 percent static drawdown. These deliver the most predictable room because drawdown stays fixed from the starting balance.

After funding, traders keep the same drawdown rules. Static drawdown locks at the initial balance on eight of nine tracks, which prevents the limit from rising with profits. Only the FX One-Step track uses a 6 percent trailing drawdown.

Static drawdown gives traders wider effective room than trailing drawdown because the limit never moves upward with equity peaks. This matters most for traders who plan to withdraw profits regularly.

Traders comparing these options can review all 18 active challenges side by side on Lune's prop firm directory to match risk parameters to their style.

Tips to Stay Within the Rules

Traders often breach Nordic Funder accounts by overlooking how daily loss limits and drawdown types interact on each track. The firm uses track-specific rules, such as 5 percent daily loss measured on end-of-day balance for most FX programs and intraday trailing for crypto or equities tracks.^[1]

Common Mistakes Traders Make

• Withdrawing profits early on static drawdown tracks, which can lock the limit at the new equity high and trigger a breach later.
• Ignoring the difference between EOD balance calculations and intraday trailing, especially on Lite or crypto programs where limits tighten to 2.5-3 percent daily.
• Allowing accounts to sit inactive beyond 30 days on staged FX tracks or 14 days on crypto and equities, which violates the rules even without trading.
• Relying on one large trade that exceeds consistency thresholds on select programs, such as the 40 percent eval cap on equities one-step.

These patterns appear repeatedly in trader reports because rules vary by asset class and program stage. For example, the FX one-step uses a 6 percent trailing maximum drawdown, while three-step FX tracks stay at 5 percent static.^[2]

Practical Steps to Avoid Violations

1. Check your daily loss at the close of each session rather than assuming intraday recovery will hold.
2. Track the static drawdown floor from the starting balance and avoid full profit withdrawals that shrink available room.
3. Set calendar reminders for inactivity windows to keep accounts active without forced trades.
4. Size positions so no single day exceeds the listed daily limit, such as 4 percent on the two-step 5K track.