My Funded Futures Rules 2026: Drawdown, Consistency & Trading Restrictions

My Funded Futures Rules 2026: Drawdown, Consistency, and Trading Restrictions

My Funded Futures rules 2026 focus on straightforward 1-step evaluations that use end-of-day trailing drawdown with no consistency rule on most plans. Account sizes range from $25,000 to $150,000, and profit targets sit at 6 percent, which translates to $1,500 on the smallest account and $9,000 on the largest.

For the complete review of every plan and the latest updates, see the full My Funded Futures guide on Lune.

Drawdown Rules Explained

My Funded Futures uses end-of-day trailing drawdown across most evaluation plans. This structure gives traders clarity on risk limits while allowing profits to build without intraday pressure.

Daily Drawdown

Many plans have no hard daily loss limit during evaluation. Instead, the firm focuses on the maximum trailing drawdown that resets at the end of each trading day based on the prior close. This approach differs from firms that enforce strict intraday stops. Traders can hold positions through volatility as long as the account stays above the locked EOD threshold.

Maximum / Trailing Drawdown

The maximum drawdown starts at 3 percent of the initial account balance on most plans. It trails upward with profits but locks permanently once the account reaches the starting balance plus $100. For example, a $50,000 account begins with a $1,500 trailing drawdown. After reaching $50,100 in equity, the stop-out level fixes at $48,600 and no longer moves.

How Drawdown Is Calculated

Drawdown tracks the lowest point relative to the highest equity achieved so far. My Funded Futures measures this at the close of each day using realized and unrealized P&L. The rule applies per account. Breaches occur only when equity falls below the current trailing level at the daily settlement.

Traders should verify the latest figures directly on the firm site because minor updates can occur.

Lune's risk management tools let you mirror these exact drawdown settings across multiple My Funded Futures accounts with automatic enforcement and kill switches.^[1]

Trading Restrictions and Allowed Strategies

My Funded Futures sets clear boundaries on news events, holding periods, instruments, and position sizes. These rules vary slightly across the Rapid, Pro, and Flex plans but remain straightforward for most futures traders.

News Trading

News trading is allowed during all evaluation stages. On funded accounts, however, a strict 2-minute window applies around Tier 1 events such as FOMC, NFP, and CPI. You must be flat during this window or risk a breach. What this means for you: Scalpers can still trade news in evaluations but must switch to non-news setups once funded. Swing traders face fewer issues since they rarely hold through these events.

Overnight and Weekend Holding

The firm does not publish explicit overnight or weekend holding bans. Most plans allow positions to remain open outside regular trading hours as long as you stay within drawdown limits. What this means for you: Swing traders benefit from this flexibility and can hold multi-day positions.

Allowed Instruments

Only CME futures contracts are supported. Popular choices include ES, NQ, CL, GC, and their micro versions. Hedging the same underlying contract is prohibited across all plans. What this means for you: Scalpers and day traders have full access to the most liquid contracts.

Position and Lot Limits

Position size caps are not listed as hard limits in the rules. However, the trailing EOD drawdown (typically 3 percent or less) effectively caps how large a position you can safely hold. No consistency rule applies on most plans. This removes the 50 percent single-day profit cap found at other firms and suits traders who book large winning days.

Consistency and Other Pass or Fail Rules

My Funded Futures applies consistency rules only during the evaluation phase on most plans. These rules limit how much profit can come from any single day to encourage steady performance rather than one big winner.

Consistency Thresholds by Plan

• Rapid and Pro plans: Maximum single-day profit cannot exceed 50 percent of the total evaluation profit target.
• Rapid EOD plan: The limit tightens to 30 percent of the total profit target.
• Builder plan: No consistency rule applies at all.

These rules do not cause an account to fail. Instead, they delay the pass until the profit is spread more evenly across trading days.

Minimum Trading Days

Most Rapid and Pro evaluations require at least 2 trading days. The Builder plan needs only 1 day. Rapid EOD plans set the bar at 4 days. Traders must also avoid long periods of inactivity that could signal account sharing or rule violations.

Prohibited Strategies and Practices

The firm blocks several approaches that could distort results or create unfair advantages. These include high-frequency trading setups that rely on ultra-short time frames, hedging the same underlying contract across multiple accounts, account sharing, and any manipulative tactics that violate CME rules.

Traders who want to stay within these limits often use automated risk controls to cap daily gains and enforce trading schedules. Compare all prop firms on Lune to match plans to your style without guessing.

Common Rule Violations to Avoid

Traders often breach My Funded Futures rules without realizing it until an account locks. The firm enforces strict limits on drawdown, consistency, and news trading across its Rapid, Pro, and Flex plans.

Drawdown Breaches

Most plans use a 4 percent EOD trailing drawdown that locks at starting balance plus $100. A common mistake is holding overnight positions that gap against you and push equity below the limit before the next session starts. For a 50K account this means staying above a $2,000 buffer at all times.

Consistency Rule Mistakes

The 50 percent consistency rule applies during evaluation on Rapid and Pro plans. Traders fail when one day produces more than half the total profit target. A 50K account needs $3,000 profit overall, so any single day over $1,500 delays the payout or blocks the pass.

News Trading Errors

News trading is allowed in evaluations but restricted on most sim-funded accounts. Placing trades within the two-minute window around FOMC or NFP releases on a Rapid or Pro funded account triggers an immediate violation.

How to Stay Compliant

• Track open equity in real time instead of end-of-day snapshots.
• Spread profits across at least three trading days to stay under the 50 percent consistency cap.
• Flat all positions two minutes before Tier 1 news on funded accounts.

These habits protect your funded status and speed up payouts. For payout schedules and full rule details, read the My Funded Futures payouts guide and the complete in-depth review.