My Funded Futures Evaluation 2026: Challenge Process, Targets & How to Pass

My Funded Futures Evaluation in 2026

My Funded Futures Evaluation provides traders with access to simulated funded futures accounts through streamlined 1-step challenge programs. The firm emphasizes futures trading with clear rules and rapid evaluation paths. Full specifications appear in the dedicated My Funded Futures guide on Lune.

Recent performance data indicates 20.35 percent of evaluation accounts advance past initial objectives, while 43.41 percent of participants reach a simulated funded stage overall.^[4] Payout splits reach 90/10 on Rapid plans with daily payouts available. Lune's prop firm comparison tool helps match these specs against 47 other firms to identify the right fit for your risk tolerance.

Challenge Phases and Structure

My Funded Futures operates one-step evaluation programs on every plan. This format moves traders from sign-up directly to performance targets without multiple review stages.

1. Sign up and account selection. Choose an account size from $25,000 to $150,000 and a plan type such as Rapid, Flex, or Pro. Pay the monthly fee and receive immediate access to a simulated trading account. No activation fees apply.
2. Evaluation phase. Meet the profit target within the minimum trading days while staying inside the end-of-day trailing drawdown limit. Rapid plans require just two trading days and targets of $3,000 on the 50K account. Profit splits reach 90 percent on Rapid plans.
3. Transition to funded stage. Once the profit target is hit, the account moves to funded status. Drawdown rules stay the same, but payout eligibility begins. Rapid plans allow daily payouts while Pro plans pay every 14 calendar days.

Data from January 2024 through July 2025 shows 20.35 percent of evaluation accounts reached the next stage. Cumulative advancement to simulated funded accounts sits at 43.41 percent across multiple purchases.

The main change between evaluation and funded stages is payout access. Evaluation accounts focus only on profit targets and drawdown. Funded accounts add consistent payout schedules and higher profit splits on some plans.

Only 28.56 percent of traders who reach the simulated funded stage have earned at least one payout. The process stays fully simulated until a very small percentage advance further.

Profit Targets and Requirements by Account Size

My Funded Futures structures its evaluations around clear profit targets and drawdown rules that scale with account size. All plans use a 1-step process with EOD trailing drawdown and no daily loss limit. This setup rewards traders who hit objectives quickly while protecting the simulated capital.

Profit Targets

Profit targets increase proportionally with account size. A $50,000 account requires $3,000 in profits across the Rapid, Flex, and Pro plans. Larger accounts follow the same 6 percent ratio: $6,000 on $100,000 accounts and $9,000 on $150,000 accounts. The $25,000 Flex plan sets the lowest bar at $1,500.

Drawdown limits also scale directly. Most plans cap EOD trailing drawdown at 4 percent of the starting balance. This equals $2,000 on $50,000 accounts and $4,500 on $150,000 accounts. The $25,000 Flex plan uses a tighter $1,500 limit.

Time Limits and Minimum Trading Days

Every plan requires just two minimum trading days. There are no maximum time limits to reach the profit target. Traders can complete the evaluation in as few as two sessions or spread activity across more days without penalty.

Recent data shows 20.35 percent of evaluation accounts meet objectives to advance between January 2024 and July 2025. Of those who reach the simulated funded stage, 28.56 percent earn at least one payout. These figures highlight both the speed of the process and the discipline required to stay within drawdown rules.

Traders preparing for these short evaluations benefit from tools that enforce daily risk limits and track progress automatically. Lune's risk management features align directly with My Funded Futures rules, allowing traders to set matching guardrails before starting a challenge. Lune connects to 100+ futures prop firms via Rithmic, ProjectX, Tradovate, and NinjaTrader for seamless execution across evaluations.

My Funded Futures Challenge Cost and Account Options

My Funded Futures structures its evaluations around three main plan types: Rapid, Flex, and Pro. Each plan ties pricing directly to account size, with costs ranging from $77 for the smallest 25K account up to $347 for the largest 150K options.

All plans operate on a 1-step evaluation model. They require only two minimum trading days and use EOD trailing drawdown rules without daily loss limits. Profit targets scale proportionally with account size, starting at $1,500 for the 25K Flex plan.

The 25K Flex plan offers the strongest account-size-to-price ratio at roughly $3.08 per $1,000 of buying power. Larger accounts maintain similar value per dollar while unlocking higher absolute profit targets and drawdown room. A unique calculation shows that combining the STEADY promo with the 25K Flex plan reduces effective cost to $1.96 per $1,000 of buying power, the lowest ratio among current 1-step futures programs.

Active promotions can reduce these costs further. The STEADY code drops the Flex plan to $49 for new users. RAPID delivers 20 percent off any Rapid plan. UNCAPPED cuts Pro plans by 50 percent.

Check the firm site directly for current eligibility, as offers rotate. Lune's prop firm comparison tool at /prop-firm tracks these changes in real time across 47 firms so traders can compare total evaluation costs side by side before committing.

How to Pass the My Funded Futures Evaluation

Passing the My Funded Futures evaluation requires a disciplined focus on the firm's specific rules rather than aggressive profit chasing. The Rapid Plan on a $50,000 account sets a $3,000 profit target against a $2,000 EOD trailing drawdown limit, with a minimum of two trading days.

Key Risk Calculations

Calculate maximum risk per trade at roughly 0.5 percent of account equity ($250 on a $50,000 account). This buffer protects against the $2,000 drawdown while leaving room for two to three losing trades in a row. Traders who treat the evaluation like a funded account from day one tend to succeed more often.

Realistic daily goals matter. Aim for $1,200-$1,800 in profit on each of the two required days. This approach reduces the chance of overtrading and respects the absence of a strict consistency rule on Rapid plans.

The firm reports that 20.35 percent of evaluation accounts reach the profit target across recent data periods. Focus on capital preservation first, then execution. Detailed rules appear in the My Funded Futures rules and payouts guide.

Frequently Asked Questions

How long does it take to pass the My Funded Futures evaluation?

The duration depends on your trading performance and consistency, with many traders completing the process in 10 to 30 trading days. There is no strict maximum time limit, though you must respect daily loss rules throughout. Consistent adherence to risk parameters helps accelerate qualification.

What is the My Funded Futures profit target?

The profit target is set at 6 percent in the initial evaluation phase and 4 percent in the verification phase for two-step accounts. These targets must be achieved without violating drawdown limits. Specific percentages are outlined in the program rules on the official site.^[1]

How much does the My Funded Futures challenge cost?

Challenge fees start from around 75 dollars for smaller account sizes and scale up to several hundred dollars for larger allocations. Pricing varies by account size and any current promotions. Full details are available through the firm pricing page.^[2]

Is My Funded Futures one-step or two-step?

My Funded Futures offers both one-step and two-step evaluation options to suit different trader preferences. The two-step model includes an initial challenge followed by a verification stage. Review the program comparison to select the best fit.^[3]

Does My Funded Futures offer instant funding?

Yes, My Funded Futures provides instant funding accounts as an alternative to the standard evaluation route. These options allow immediate access to capital after purchase without completing phases. Compare both paths before deciding.^[3]

What happens after I pass the My Funded Futures evaluation?

Upon passing you receive a funded trading account with profit splits starting at 80 percent for the trader. You continue trading under the same risk rules while receiving payouts on request. Ongoing performance monitoring applies to maintain the account.^[4]