Funded Trading Plus Payouts 2026: Profit Split, Schedule & Withdrawal Guide

Funded Trading Plus Payouts 2026: Profit Split, Schedule and Withdrawal Guide

Funded Trading Plus payouts follow a trader-friendly structure that emphasizes quick access to simulated profits. The firm offers an 80 percent profit split on most programs, with scaling options that reach 90 percent after 20 percent account growth and 100 percent after 30 percent growth. This setup suits traders who want predictable access without long delays.

Minimum payouts start at $50. Instant and one-step programs allow requests from day one, then every seven days. Two-step programs process every ten days. Processing typically completes within 48 hours, and many traders report same-day crypto options. As of October 2026, these timelines remain consistent across the 15 active challenges listed on the firm site.

Profit Split Structure

Funded Trading Plus sets a consistent starting profit split across its programs. Traders keep 80 percent of the simulated profits they generate. The firm keeps the remaining 20 percent. This base split applies to instant funding accounts, 1-step Express challenges, and 2-step Classic challenges alike.

Starting Split

The 80 percent split begins immediately once a trader reaches the funded stage. No minimum profit target or time requirement must be met first. Payout requests become available on day one for instant and 1-step programs, then repeat every seven days. Two-step programs follow a 10-day cycle after the initial eligibility check.

Every program lists a $50 minimum payout amount. This threshold keeps small withdrawals practical while covering processing costs. Most requests clear within 48 hours, and many traders report same-day crypto payouts when using supported methods.

Scaling to Higher Splits

Traders can increase their share through a clear scaling plan. The split rises to 90 percent once cumulative profits reach 20 percent of the starting account balance. It moves to 100 percent at the 30 percent profit mark. These thresholds reset only when a trader requests a larger account size through the firm's scaling program.

The scaling rules stay the same across account sizes from $5,000 to $200,000. No additional fees or consistency requirements block the increases. This structure rewards consistent performance without forcing traders into new evaluations. In our analysis of 15 active challenges, the scaling path remains identical regardless of account size.

Payout Schedule and Eligibility

Understanding payout timing helps traders plan cash flow and evaluate whether a prop firm matches their trading style. Funded Trading Plus structures payouts around program type, with clear rules for eligibility and processing.

Payout Frequency

Funded Trading Plus sets frequency based on the challenge model. Instant Funding and 1-Step Express programs allow requests starting on day one, then every 7 days. The 2-Step Classic model uses a 10-day cycle after the first eligible request.

Processing takes up to 48 hours in most cases, though same-day crypto payouts have been reported. This structure gives traders predictable access to simulated profits without long waits between requests.

First Payout Timing

Eligibility starts from the first active trading day on Instant and 1-Step programs once the account shows a positive simulated balance. Traders can request funds immediately after that point, with subsequent requests available on the 7-day schedule.

For 2-Step Classic accounts, the first request requires at least 1% growth on the simulated-live account plus completion of trading objectives. Rewards then cycle every 10 calendar days. This timeline rewards consistent performance before releasing the initial payout.

Traders who pass an Instant Funding challenge on day 1 can often request their first payout the same day if the balance meets the positive threshold, then repeat every 7 days thereafter.

Minimum and Maximum Payouts

The minimum payout across most programs is $50. There is no published maximum, though the firm has reported single payouts near $183,000 to $189,000. The 80% profit split applies by default and scales to 90% after 20% account profit and 100% after 30% profit.

These thresholds make small consistent gains withdrawable while allowing larger traders to scale rewards. For the latest rules, compare Funded Trading Plus details on Lune's prop firm directory.

Withdrawal Methods and Processing Time

Funded Trading Plus handles simulated payouts through several established channels. Traders report reliable processing when requests meet the minimum threshold of $50.

Processing typically completes within 48 hours. Many traders see funds arrive the same day when using crypto options.

Supported Withdrawal Methods

1. Rise serves as a primary digital wallet option for quick transfers with low friction.
2. Crypto payments allow same-day delivery in many cases and suit traders who prefer blockchain speed.
3. Bank transfers provide a traditional route for those who want direct deposits to verified accounts.

Frequency depends on your program. Instant and 1-Step accounts qualify from day one, then every seven days. 2-Step accounts follow a 10-day cycle after the first eligible request.

Review platforms note that clear payout rules and consistent execution help traders plan cash flow with confidence.

Lune's prop firm directory lets you compare Funded Trading Plus withdrawal terms against 47 other firms side by side. Always confirm current options inside your dashboard, as details can shift with account type or region.

Track your first eligible date and minimum amount in the platform to avoid delays. This simple habit keeps the process smooth across any funded account.

Worked Payout Example and Tips

Funded Trading Plus uses an 80% base profit split that can scale to 90% or even 100% once you hit profit milestones. Here is a clear example using one of their active plans.

Take the 50K 2-Step Classic challenge. You pass both steps and receive a funded account. You then generate $4,000 in simulated profits during your first payout cycle. With the default 80% split, your share equals $3,200. The firm processes the request and sends payment within 48 hours, often the same day for crypto options.

Quick Payout Calculation

Tips to Reach Your First Payout Faster

• Trade at least one day per week to stay active and build toward the 1% growth threshold required on most plans.
• Keep daily losses under the 4% or 6% limit shown in your specific challenge rules to avoid pauses or resets.
• Focus on one consistent strategy rather than switching setups, which helps meet consistency rules on 2-step programs.
• Request payouts as soon as you hit the minimum to create a steady cash-flow habit.

Common Rule Breaches That Block Payouts

Exceeding the daily loss limit or trailing drawdown is the fastest way to lose funded status. Many traders also trip the 35% consistency rule during evaluation by placing oversized trades on single days. Always check the exact parameters for your plan before you begin.

For the full list of Funded Trading Plus rules, review their official documentation. You can also compare this firm side-by-side with 47 others on the Lune prop firm directory.