Funded Futures Family Rules and Payouts 2026: Complete Guide

Funded Futures Family Rules at a Glance

Funded Futures Family rules focus on profit targets, end-of-day trailing drawdowns, and minimum trading days to promote consistent performance in futures evaluations. The firm offers no daily loss limits on most plans but enforces strict consistency caps that increase with each payout cycle. Traders must meet specific day-count requirements before requesting payouts.

These parameters appear across the 1-step evaluation plans listed on the firm site. Lune's prop firm comparison tool lets traders filter similar rule sets across 47 firms to match personal risk preferences. Review full details on the official help center before starting any challenge.

Evaluation Rules in 2026

Funded Futures Family sets clear evaluation rules that focus on consistency and risk control. These rules apply across their 1-step programs for account sizes from $25,000 to $150,000. Understanding the profit targets, drawdown limits, and minimum trading days helps traders prepare before starting a challenge.

Profit Targets by Account Size

Profit targets scale with account size. Most plans require traders to reach a set percentage of the account balance without breaking drawdown rules. Here is a breakdown of common targets from current plans.

Traders often choose plans with lower targets for faster completion. Some one-time payment options remove monthly fees after purchase. A $50,000 account at $96 per month requires a 6 percent profit target, which equals roughly $250 in monthly cost per $1,000 of profit needed if the evaluation lasts one month.

Drawdown Rules

Most plans use end-of-day trailing drawdown with no daily loss limit. The limit trails the peak balance each day and resets based on performance. For example, a $50,000 account typically carries a $1,500 to $2,000 drawdown cap depending on the exact plan.

A sample trader on the $25,000 account starts with a $1,000 drawdown limit. They reach the $1,250 profit target over four days while keeping the account above $24,000 at each close. On the $50,000 account the same trader hits $3,000 profit with a $2,000 trailing limit and stays above $48,000 daily. The $100,000 account allows a $3,000 limit while targeting $6,000 profit, and the $150,000 account uses a $4,500 limit for the $9,000 target.

Minimum Trading Days

Many plans require only one trading day to pass the evaluation. Others add a consistency rule of 40 percent on early payouts. This means no single day can exceed 40 percent of total profits in the first payout cycle. The rule rises to 45 percent then 50 percent on later cycles.

Traders who pass in one day still need to meet payout requirements later, including seven different trading days with at least $200 profit each. Compare all 58 plans side by side on the prop firm directory to match rules with your trading style.

Trading Rules & Restrictions

Allowed Instruments

Funded Futures Family focuses exclusively on futures contracts. Traders can access CME products such as the E-mini S&P 500 (ES), E-mini Nasdaq-100 (NQ), crude oil (CL), and their micro counterparts (MES, MNQ, MCL).

The firm does not list specific instrument restrictions in its challenge data, which means standard futures trading applies across all account sizes.

Practical Impact: Scalpers benefit from micro contracts that allow precise position sizing. Swing traders gain flexibility to hold larger contracts on higher-timeframe setups without switching platforms.

News Trading Policy

News trading rules are not explicitly detailed across the 58 active plans. Scalping remains allowed, and the absence of a daily loss limit on most programs suggests traders can participate around economic releases.

Traders should still monitor high-impact events because the end-of-day trailing drawdown can tighten quickly during volatile periods.

Practical Impact: News traders can enter positions before or after releases on most plans. Day traders who avoid news may reduce unnecessary risk by stepping aside during the first 15 minutes of major announcements.

Weekend & Overnight Holding

Overnight holding is permitted on most plans, with the requirement to close positions by 4:15 PM EST on the final trading day of the week. Weekend holding is not supported.

This structure aligns with standard futures market hours while enforcing daily risk controls through the EOD trailing drawdown.

Practical Impact: Swing traders can keep positions overnight during the week but must flatten everything by Friday afternoon. Scalpers who prefer intraday-only execution face no extra restrictions beyond the standard close time.

Position Limits

Position size caps vary by account tier. The $25,000 account allows a maximum of three micro contracts. Larger accounts scale accordingly, with the $150,000 tier supporting up to 12 micro contracts or equivalent mini size.

These limits are enforced automatically through the platform and tie directly into the EOD trailing drawdown values listed for each plan.

Practical Impact: New traders on smaller accounts learn discipline with limited size. Experienced scalpers on $100,000-plus accounts can run multiple micro positions while staying inside the $3,000 drawdown cap.

Payout Rules & Schedule

Funded Futures Family ties payouts to strict consistency requirements that reward steady results. Traders must complete at least seven different trading days with a minimum of $200 profit each before requesting funds. The count resets after every payout cycle.^[4]

Profit Split Structure

The firm offers a tiered profit split that starts at 100 percent to the trader on the first $10,000 in lifetime simulated payouts. After that threshold, the split moves to 90/10 in favor of the trader on most plans. Older plans may begin at an 80/20 split before transitioning.

This structure encourages long-term account growth while protecting firm capital. Live accounts can follow different terms once a trader graduates from evaluation.

Payout Frequency

Requests submitted by Monday at 5 PM ET are processed the following Tuesday. Requests by Thursday at 5 PM ET clear on Friday. Most payouts land within a 24-to-72-hour window after approval.

A buffer policy keeps account levels stable between cycles. The firm reports more than $20 million in real-time payouts processed as of mid-2026.^[1]

Minimum & Maximum Payouts

No fixed minimum payout amount is listed, though the seven-day profit rule sets a practical floor. Maximum payouts scale with account size and consistency caps that rise over time: 40 percent for payouts one through three, 45 percent for four and five, and 50 percent for six and beyond.

First Payout Eligibility

Many plans allow evaluation completion in as few as one trading day. The first payout typically becomes eligible after the seven-day profit requirement is met and the first consistency window closes.

Concrete timeline example: Day 1 pass evaluation. Day 8 reach seven qualifying days. Day 9 submit request. Day 10 receive funds. Traders evaluating options across multiple firms can compare these timelines side-by-side using Lune's prop firm directory at lunefi.com/prop-firm.

Account Scaling & Progression

Funded Futures Family structures progression around clear milestones that reward steady performance. Traders begin in evaluation accounts and move to sim-funded status once they hit profit targets and meet minimum trading day requirements.

Most plans allow passage in as little as one day, though payout cycles demand at least seven non-consecutive trading days with $200 profit each. The count resets after every payout.

Key Milestones

1. Evaluation completion: Hit the profit target while staying under the end-of-day trailing drawdown limit (for example, $1,000 on a $25K account or $4,500 on a $150K account).
2. Sim-funded activation: Begin live trading with the firm's capital after passing. Profit splits start at 100% to the trader on the first $10,000 in lifetime payouts, then shift to 90/10 thereafter on many plans.
3. Live account transition: Occurs after three payouts or $10,000 in cumulative profits, moving the account from simulated to live brokerage conditions.
4. Consistency scaling: Caps tighten early then relax: 40% maximum daily profit for payouts 1-3, 45% for payouts 4-5, and 50% for payout 6 and beyond.

Multiple accounts are permitted, though each follows the same consistency and drawdown rules independently. The firm has processed over $20,000,621 in real payouts as of mid-2026.

Payout requests submitted by Monday 5 PM ET are typically paid Tuesday, and requests by Thursday 5 PM ET are paid Friday, subject to a 24-72 hour processing window and buffer policy to maintain account levels.

Lune's prop firm comparison tool tracks these exact rules and drawdown calculations across Funded Futures Family plans and 47 other futures firms, helping traders match account size and consistency requirements to their strategy before committing capital.

Tips to Stay Within the Rules

Many traders lose funded accounts by repeating the same avoidable errors. Funded Futures Family designs rules around consistency and minimum activity, so small daily habits matter more than big wins.

Common Consistency Mistakes

Traders often hit one large profitable day that exceeds the staged cap. For the first three payouts the rule limits any single day to 40 percent of total profits. The cap rises to 45 percent for payouts four and five, then 50 percent after that.

Another frequent error is spreading profits across too few days. The firm requires at least seven different non-consecutive trading days with a minimum of $200 profit each before a payout request. Missing this resets the count after every payout cycle.

Drawdown and Position Errors

End-of-day trailing drawdown catches traders who let unrealized losses run late in the session. A $50,000 account carries a $2,000 EOD trailing limit. Position sizing mistakes also appear often. The $25,000 plan caps traders at three micro contracts maximum.

Review your daily P&L before market close. One unchecked overnight swing has ended many evaluations.