ATFunded Rules and Payouts 2026: Complete Guide

ATFunded Rules 2026: Drawdown, Consistency, and Payout Mechanics Explained

ATFunded rules create two distinct paths for traders in 2026. The Legacy 2-step program and the Pro 1-step program differ in profit targets, drawdown calculations, and consistency thresholds. Understanding these differences helps traders select the right challenge and avoid breaches that end evaluations early.

In our analysis of nine active challenges, Legacy accounts require an 8.5 percent profit target across two phases while Pro accounts need only 6 percent in one phase. These targets directly influence pass rates and the time required to reach funded status.

Quick Rules Overview for 2026

Traders can compare these exact parameters across 47 firms using the prop firm directory on Lune. Always verify current rules on the provider site before purchase because firms adjust thresholds based on trader feedback.

Evaluation Rules in 2026

ATFunded runs two distinct evaluation programs in 2026. The Legacy 2-step challenge and the Pro 1-step program each carry different profit targets, drawdown limits, and consistency requirements. Traders must understand these rules before starting because they directly affect pass rates and payout timing.

Profit Targets by Account Size

Legacy accounts require an 8.5 percent profit target in each of the two phases. Pro accounts set a single 6 percent target. The table below lists every size currently offered.

Drawdown Rules

Legacy accounts use a 10 percent static maximum drawdown measured from the starting balance. Pro accounts apply a trailing drawdown that moves upward with new equity highs. Pro accounts also enforce a 30 percent consistency rule during evaluation: the best single trading day cannot exceed 30 percent of the profit target. Exceeding this limit raises the overall target. Legacy accounts apply a 50 percent consistency threshold only after funding.^[1][6]

Minimum Trading Days

Legacy evaluations require at least three profitable trading days per phase. Pro evaluations have no minimum trading days but add a minimum trades requirement on funded accounts after the August 2025 rule update.^[5]

Here is a worked example. A trader on the $50,000 Legacy account risks 0.5 percent per trade. After 12 trading days the account reaches the 8.5 percent target at $54,250. The largest single-day profit stays below the 50 percent consistency threshold, and the 10 percent static drawdown is never tested. The same trader on the $50,000 Pro account needs only 6 percent ($3,000) and must keep the best day under 30 percent of that target. Both paths stay inside their respective drawdown rules when position size stays constant.

Review the full rule set on the Lune prop firm comparison page before you purchase any challenge. Rules can change, so always confirm the latest details directly with the firm.

Trading Rules & Restrictions

Allowed Instruments

ATFunded focuses on forex trading. Challenge data lists allowed instruments as N/A across all plans, which means the firm does not publish a fixed list of symbols. Scalping is explicitly allowed based on the firm's rule booleans.

This setup gives scalpers freedom to trade short timeframes on major pairs. Swing traders can hold positions longer without instrument restrictions during evaluation phases. Always confirm the current symbol list in your dashboard before starting a challenge.

News Trading Policy

News trading rules are marked as not specified in all nine active challenges. The firm does not state whether high-impact events are restricted or permitted.

Traders who rely on news events must treat this as an open area. A sudden policy update could affect funded accounts without prior notice. Review the latest terms in your account portal each month.

Weekend & Overnight Holding

Weekend and overnight holding policies are also listed as not specified. No explicit ban or permission appears in the Legacy or Pro program details.

Scalpers who close all positions daily face low risk here. Swing traders who carry positions over weekends should monitor for rule changes, especially after the 2025 Pro program updates that removed other restrictions.

Position Limits

Position limits are not defined as hard caps on contract size. Instead, the firm enforces risk through daily loss limits of 4 percent and maximum drawdown of 10 percent static in Legacy plans or trailing drawdown in Pro plans.

These drawdown rules effectively limit position size for most traders. A 50K Legacy account, for example, carries a $2,000 daily loss limit and $5,000 max loss. Exceeding these triggers a breach regardless of instrument.

Payout Rules & Schedule

ATFunded structures payouts differently across its Legacy and Pro programs. Understanding these mechanics helps traders plan cash flow and meet evaluation targets without surprises.

Profit Split Structure

Legacy challenges pay a 75% profit split once traders reach the funded stage. Pro programs use a 50% split across all account sizes from $10,000 to $150,000.

The split applies to closed trades only. No additional performance fees reduce the trader share after funding.

Payout Frequency

Both programs release funds on a bi-weekly schedule. Legacy accounts require a minimum $100 payout request. Pro accounts have no stated minimum.

Consistency rules affect timing more than frequency. Legacy funded accounts enforce a 50% best-day threshold before payouts process, while post-August 2025 Pro accounts replaced that rule with a minimum trades requirement.^[1]

Minimum & Maximum Payouts

Legacy sets a clear floor at $100 per request. Pro accounts allow smaller withdrawals with no upper limit listed beyond available profits.

First Payout Eligibility

Legacy traders become eligible 30 days after the first trade on a funded account, then every 14 days thereafter. Pro accounts allow payout requests on the same 14-day cycle with no initial delay specified.

Here is a sample timeline for a Legacy account: Day 1 passes the evaluation and receives funding. Day 15 places the first trade. Day 45 marks the first eligible payout window. Funds arrive shortly after approval on the bi-weekly schedule.

Traders comparing options can review full program details on Lune's prop firm directory to match payout rules with their trading style.

Account Scaling & Progression

ATFunded structures trader growth around clear phase transitions and program-specific rules. Traders move from evaluation to funded status once they hit profit targets and satisfy minimum trading day requirements. The firm offers two main paths: the 2-step Legacy program and the 1-step Pro program.

Progression depends on which challenge you select. Legacy accounts require 3 minimum trading days in each evaluation phase. Pro accounts have no minimum trading days during the single evaluation phase.

Key Milestones by Program

1. Complete evaluation phases while respecting daily loss limits and max drawdown rules.
2. Reach the profit target: 8.5 percent across Legacy phases or 6 percent on Pro.
3. Enter the funded stage where profit splits begin at 75 percent for Legacy and 50 percent for Pro.
4. Request bi-weekly payouts once the first payout delay clears (30 days for Legacy funded accounts).

Consistency rules also shift by stage. Legacy funded accounts enforce a 50 percent threshold where your best day cannot exceed half the cycle profit. Pro evaluation applies a 30 percent best-day cap that raises the target if breached. Funded Pro accounts removed this rule after August 2025 and now use a minimum trades requirement instead.

ATFunded adjusts rules based on trader feedback to reduce friction and lower failure rates.

Multiple accounts are allowed, though exact limits are not published. Traders often run several sizes from $5,000 to $150,000. Each account follows its own drawdown and payout schedule.

Lune's prop firm comparison tool helps you track rules across these account sizes and programs in one place. The integrated journal automatically labels trades from each evaluation or funded account so you can monitor consistency thresholds without manual spreadsheets.

Tips to Stay Within the Rules

Traders often breach ATFunded accounts by concentrating too much profit in a single day. The Pro program caps the best day at 30 percent of the profit target during evaluation. Exceeding this raises the target automatically.

The Legacy program applies a 50 percent consistency threshold once you reach the funded stage. Your strongest day cannot exceed half the total cycle profit, or payouts get delayed.

Common Mistakes Traders Make

• Front-loading large wins on day one or two without spreading volume across the minimum trading days.
• Ignoring closed-trade rules and letting one oversized position create an outsized daily result.
• Switching between programs without checking which consistency rule applies to that specific account type.

These patterns show up repeatedly in evaluation failures and funded payout holds.

Review the official program pages for the exact numbers that apply to your challenge size.